Their task is not to provide you with objective information and advice, but how can get your signature in the application form of investment participation.

Because of that you’re the only one who is most responsible for the look, assess, and consider all the advantages and disadvantages of an investment product sales gimmick out various forms of advertising in promotion of investment products. So you can find products which investments are best suited to your financial circumstances.

• Tax-free facility is the primary consideration of selection of an investment product

“Taxes are deferred,” “Tax Cuts,”, “Tax Free” is a deadly seduction, seduction is a very powerful tool that is used for grazing billions of dollars into the pockets of money the sellers of investment products. Flirt is also commonly used as a tax-free sweetener to mask the size of the investment return.

The reason behind the success of that campaign strategy is that most people would do anything to save taxes. As a result they can make investment decisions that are less mature and not focus on the target investment objectives, to pursue a tax-free invesatsi people also often ignore the deposit and withdrawal flexibility so little to lose control over its investment. People can be exposed to penalty charges which do not need due to lack such flexibility. People do tend to do these things, just to avoid taxes.

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In terms of ease to dilute the return on investment, asset financial easier to sell than real assets. While the terms of the investment period, investment in real assets and financial assets divided by 3 to suit your needs.

For your long term needs, shares and property is the appropriate type of investment because it provides growth potential for high investment returns. Bonds is an appropriate investment for your medium-term needs because it gives you coupons periodically. Meanwhile, for the short-term investments, products such as savings banks are the most appropriate financial products.

Once you understand the benefits of each type of investment, choose one that best suits your financial needs time period. In addition, you should consider other criteria that you established to make investments.

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Financial Institutions Pension Fund (Pension), Allianz is designed to meet the need for a welfare program in the old days, so life in retirement will still be guaranteed well.

Program Financial Institutions Pension Fund (Pension) provide pension benefits in the form:

• Normal Retirement Benefits
• Early Retirement Benefits
• Delayed Retirement
• Disability Retirement Benefits
• Death Pension Benefits

Program Financial Institutions Pension Fund (Pension) Allianz Indonesia provide a variety of investment options that can be tailored to your needs, from low-risk type of investment with the investment results of moderate to high-risk type of investment with high investment return that allows each participant to determine / design each investment portfolio. The amount of pension benefits to be received very dependent on the amount of contributions and investment returns.

Pension asset management is legally segregated from the assets of the founder of Allianz Life Indonesia, it ensures security of assets, participants DPLK Allianz Life Indonesia.

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